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Banks don’t like to see a customer apply for another loan even though one already exists. It doesn’t help much either to apply for this at another bank, because loans are always communicated to Credit bureau and of course the banks do a Credit bureau query before granting a loan. However, there can be reasons […]

Debt restructuring is intended to achieve the goal of noticeably improving the financial situation when the debt is high to unbearable. This should make the liabilities bearable again and make them affordable overall. Debt restructuring is one way to limit this imbalance of many loans to one loan. Debt rescheduling with private loans: Combination of […]

Peer-to-peer loans (P2P loans) are personal loans that come about between private individuals. The contact between borrower and investor is direct with this financing method, which means that traditional credit institutions are not involved. One form of P2P loan is crowdlending, in which a loan is granted by a large number of investors. Especially in […]

They differ essentially in the amount of the money and the term. After all, it is not entirely wrong to use the two terms for the same thing, namely to borrow money. However, if you take it very seriously, there is a difference: “credit” is the generic term for borrowing funds, the loan is a […]

Anyone who has sufficiently informed about the educational loan offer and meets all criteria can apply immediately. A study grant is not addressed to all students, even if it includes the name. Not everyone receives a well-paid job immediately after completing their studies or training, as the clerk / service has immediately credited him with […]

What is the best way to save money? We can’t give you an answer – Whether you just need a few savings tips in your everyday life, or want to create a long-term plan for your savings, this list can get you in the right spot. From financial anxiety to impending weddings and travel around […]

Do you need to borrow money even if you do not have a job? Can you borrow money without a job? It is difficult for employees and self-employed people without a fixed contract to borrow money from banks. It was a requirement that one had to refer to a fixed job income Today this has […]

  Life as a student is filled with exploration, adventure and learning – and not least a tight budget. It is well known that student life is not a life of abundance, but must it really be so bad? Is it possible to save as a student, and how to do it? Many questions and […]

By saving money with interest, you can grow your savings capital without having to lift a finger. This simply means that one’s savings capital can grow every year after the deferred interest rate, and that you not only get a return on the initially invested sum, but also on the growth that the investment generated […]